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The new regulations of the EU GDPR apply not only to companies in the EU but every organization dealing with the personally identifiable information of EU citizens. This means most enterprises across the world will be impacted when compliance is required on May 25, 2018. More
The Revised Payment Service Directive (PSD2) mandates that banks provide APIs for Account Information Service Providers (AISPs), Payment Initiation Service Providers (PISPs) and any Third Party Providers (TPPs) to use. More
The IT landscape is undergoing its biggest change at least since the introduction of the PC. Cloud services and mobile devices stand for the hyper-connected enterprise, where everyone has access to everything, and where services reside somewhere, in the organization and in the cloud. Attackers are trying to gain access to privileged accounts, hijacking these. A key element of counter-measures is implementing a Privilege Management infrastructure that helps monitoring, recording, and analyzing sessions. More
Many new biometric technologies and products have emerged in the last few years. Biometrics have improved considerably, and are now increasingly integrated into smartphones. Mobile biometric solutions offer not only multifactor and strong authentication possibilities, but also transactional authorization. However, there are a number of challenges with biometric authentication you must be aware of. More
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The European Banking Authority released the final draft of the Regulatory Technical Specifications for PSD2 this week. It contains several improvements and clarifications, but there are still a few areas that fall short of industry expectations. After the release of the initial drafts, EBA [...]
The emergence and prominence of bitcoin and its underlying technology Blockchain with open source, real-time payments capabilities and without centralized regulatory authority has sparked the Financial Services industry into exploring how Blockchain technology might be applied to mainstream banking and insurance sectors. Blockchain technology goes further than just a distributed ledger. Another initiative gaining acceptance is Smart Contracts that use computer protocols to facilitate, verify, or enforce the negotiation or performance of a contract or that obviate the need for a contractual [...]