Focus Area: Digital Finance

What is Digital Finance

The emergence and prominence of bitcoin and its underlying technology Blockchain with open source, real-time payments capabilities and without centralized regulatory authority has sparked the Financial Services industry into exploring how Blockchain technology might be applied to mainstream banking and insurance sectors. Blockchain technology goes further than just a distributed ledger. Another initiative gaining acceptance is Smart Contracts that use computer protocols to facilitate, verify, or enforce the negotiation or performance of a contract or that obviate the need for a contractual clause.

Proponents of Smart Contracts claim that many kinds of contractual clauses may thus be made partially or fully selfexecuting, self-enforcing, or both. Smart Contracts aim to provide security superior to traditional contract law and reduce other transaction costs associated with contracting.

Latest Research, Upcoming Webinars and Events From
Digital Finance

Webinar

Blockchain - How to Separate the Hype from Reality

Blockchain has taken the world by storm since the inception of Bitcoin. While the primary interest has been in the financial and insurance industry sector Blockchain technology has wider application. This webinar will describe the technology and separate the hype from reality, looking at some innovative Blockchain applications from identity management to the Internet of Things.

Executive View

Executive View: SAP HANA Platform Security - 70272

SAP HANA Platform securely supports the IT applications and services needed by organizations to achieve digital transformation as well as the traditional IT systems of record. It offers a high - performance database through in - memory processing and provides enterprise grade security features that cover  the  confi dentiality, integrity and availability of the data being held and processed. 

Webcast

Martin Kuppinger - 2018 - The Year of Disruption: Why the Finance Business Will Never Be the Same Again

The year 2018 brings major changes to the financial industry. Two disruptive regulations (PSD2 and GDPR) come into effect early in the year and will have a far-reaching impact. Their implementation can be a challenge, but through these directives new opportunities will be created. Furthermore, the blockchain technology is becoming increasingly relevant and influential in the financial sector through its practical use. This Keynote will discuss the three game-changers, PSD2, GDPR and Blockchain impacting the industry and will give recommendations for the necessary actions. 

Conference

Feb 28 - Mar 01, 2018: Digital Finance World 2018

Welcome to the new world of Digital Finance: DFW - Digital Finance World, Frankfurt, February 28 – March 01, 2018 - is the place for finance innovators from traditional players to meet with Fintechs and Start-ups to shape the Future. Here you can interact with a targeted and engaged financial audience, enjoy an unparalleled content depth, and get guidance for critical decisions on the digital transformation of your enterprise.

Latest News From Digital Finance

Blog

Without Prosecution, There Is No Protection

The Equifax data breach saga continues to unfold. In late 2017, the company admitted it had suffered significant data loss starting in March of last year. There were likely multiple data theft events over a number of months. At some point in May, they notified a small group of customers but…

Blog

BAIT: Clearer Guidelines as a Basis for More Effective Implementation

If legal laypersons (as I am) read legal texts and regulations, they often miss clear and obligatory guidelines on how to implement them in practice. This is not least due to the fact that laws are generally designed to last and are not directly geared to concrete measures. This type of…

Webcast

Daniel Kjellén - Say Goodbye to the Service Formerly Known as Banking – A Case Study on the Changes We Expect to See Across Europe

  Everyone has been talking about how PSD2 will unlock retail banking, opening up the market to new entrants and decrease banks’ power on the market. But if you are looking at the future of finance, look no further than Sweden. Daniel Kjellén, CEO and…

Webcast

Martin Kuppinger - 2018 - The Year of Disruption: Why the Finance Business Will Never Be the Same Again

The year 2018 brings major changes to the financial industry. Two disruptive regulations (PSD2 and GDPR) come into effect early in the year and will have a far-reaching impact. Their implementation can be a challenge, but through these directives new opportunities will be created.…

Webcast

John Erik Setsaas - A Blockchain Reality Check - Why Blockchain May Not Be the Answer to the Identity Challenges

Blockchain is everywhere, and blockchain promises to solve any kind of problem, including that of the digital identity. This presentation will take a critical look at the promises, and look at possible scenarios for identities on the blockchain, as well as why this may not be a…

Webcast

Balázs Némethi - How Blockchain Will Connect the Material Space to the Foundation of the Digital Space: Identity

Presentation at the Digital Finance World 2018 in Frankfurt, Germany

Webcast

Yana Afanasieva - Licensing, AML and other Regulatory Requirements Applicable to Cryptocurrency Operators

Yana will address several of the most common misperceptions about cryptocurrency operations, and argue that they are, in fact, already regulated under existing rules,  such as PSD2, AMLD4, investor protection and consumer rights regulation. Yana will also make a case that transactions…

Webcast

Dr. Khanh Dang Ngo - Improving Smart Contracts with Civil Code

Presentation at the Digital Finance World 2018 in Frankfurt, Germany

Blog

GDPR and Financial Services – Imperatives and Conflicts

Over the past months two major financial services regulations have come into force. These are the fourth money laundering directive (4AMLD) and the Second Payment Services Directive (PSD II). In May this year the EU General Data Protection Regulation will be added. Organizations within the…

Blog

EBA Rules out Secure Open Banking?

On January 30th in London I attended a joint workshop between OpenID and the UK Open Banking community that was facilitated by Don Thibeau of OIX. This workshop included an update from Mike Jones on the work being done by OpenID and from Chris Michael Head of Technology, OBIE on UK Open…

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Blog

Blog

Some Perspective on Self-Sovereign Identity

Identity isn't hard when you don't always use it. For example, here in the natural world we are anonymous—literally, nameless—in most of our public life, and this is a handy thing. Think about it: none of us walks down the street wearing a name badge, and it would be strange to do so. A [...]

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