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Elif Kocaoglu Ulbrich is the founder of Berlin-based Contextual Solutions, specialized in FinTech and LegalTech, and a published author. She has a background in law (qualified lawyer) and business. Elif is the Germany representative for Fintech Istanbul, contributes to several blogs, and is the PayTech Book, the AI Book, and the LegalTech Book ( Wiley/FinTech Circle) co-author.