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Denis Joannides is the co-founder and CTO of Onegini and an expert in mobile security, authentication and payments. He has a strong technical background and is very passionate about making new technologies work. For the last 6 years his focus has been enabling mobile in the FinTech and retail for consumers, including PSD2 / Access to Account (XS2A), End-to-End API security, Biometrics, including FIDO and blockchain.