Blockchain technology is becoming more relevant and influential through its practical use in financial industry. One of the important applications of this technology is smart contracts which eliminate the middleman and automatically execute various transactions. The assessment of the legal status of such contracts is essential before its mass adoption. Furthermore, the blockchain technology can be used to change the way online identity is managed. It could play an important role in bridging the gap between increasing demand for identity control and potential fraud or identity theft.
With the increasing size and frequency of security breaches, Cybersecurity remains the primary issue in today’s financial world. Compliance, besides the risk to the reputation and stability of the financial institution, is a major driver for the adoption of Cybersecurity measures, with multi-factor authentication being one of the ways to tackle the possible threats.
The self-improving nature of AI algorithms is unsurprisingly very attractive to the financial world, which already uses the AI-based technologies for trading, preventing fraudulent transactions. Being in its early stages, AI-based services are facing various challenges from legal or ethical perspectives.
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