Andrew Tobin

Andrew Tobin (European Managing Director, Evernym) is a technology strategist. He has a history of delivering innovative technology solutions to complex business problems in the converging worlds of banking, mobile and identity markets.

Right now he is working to change the way the identity ecosystem and the personal information economy works. Triggers for that change, and the opportunities that are emerging, are creating rapid growth in "IDTech" innovation which will dwarf what's happening in Fintech.

Andrew predicts a post-silo world, where big, inefficient and vulnerable silos of personal data become outdated as just-in-time identity replaces old-style warehouse storage. With this change will emerge the "platform of one" where every individual has their own service matching platform based on trusted and secure peer interactions.