Digital transformation came with a wide range of advantages, but it also opened the door to potential cyberattacks. Every organization faces the risk to be the target of a cybercrime, but the transition to business digitalization leaves a greater room to present vulnerabilities in the system, and if attackers happen to identify them, the attack will occur. The world is changing rapidly, and companies must change with it, and so insurers see their possibility to break into the market. Is it worth to have a cyber-insurance policy? Does it cover all the damages? What is the extent of insurers responsibilities and the company one? Could these cases go to court and under what conditions?