BYOI – Making Citizen and Consumer IdM Easy using Social IDs … and Secure using Attribute Verifiers and 2FA

Self-service portals are a universal "big bet"

• Increase customer satisfaction … Reduce operational costs
• Retail, Utilities, Education, Credit, Insurance, Banking, Healthcare, Government

For many organizations they are a losing bet!

• Consumers:
• Hate creating new passwords & security questions for every site
• Department heads, IT admins:
• Weak & re-used passwords neuter security & privacy defenses
• Regulators, Law enforcement, Taxpayers
• Increased fraud losses offset operational cost savings

Augmenting BYOI can make everyone a winner

• Consumers:
• Hate creating new passwords & security questions for every site
• "Bring-your-own-identity" enables logon with existing social IDs
• Department heads, IT admins:
• Weak & re-used passwords neuter security & privacy defenses
• "Step-up phone 2FA" delivers user-friendly strong authentication
• Regulators, Law enforcement. Taxpayers
• Increased fraud losses offset operational cost savings
• "Verified attributes" provide online identity assurance