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EU EBA Clarifies SCA and Implementation Exceptions

The EU European Banking Authority issued clarifications about what constitutes Strong Customer Authentication (SCA) back in late June. The definition states that two or more of the following categories are required: inherence, knowledge, and possession. These are often interpreted as something you are, something you know, and something you have, respectively. We have compiled and edited the following table from the official EBA opinion:  Inherence elements Compliant with SCA? [...]

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