Payment Services Directive (PSD2)

Conference

Blockchain Enterprise Days 2019

Blockchain Enterprise Days (#BeDays19) will take place February 19-20, 2019 in Frankfurt, Germany. Blockchain is still on everyone's lips and is no longer reserved for the financial sector. For this reason, the Blockchain Enterprise Days will focus on further enterprise application areas of…

Leadership Compass

Leadership Compass: Cloud-based MFA Solutions - 70967

This report provides an overview of the market for Cloud-based Multi-Factor Authentication (MFA) solutions and provides you with a compass to help you to find the service that best meets your needs. We examine the market segment, vendor service functionality, relative market share, and…

Blog

Making Sense of the Top Cybersecurity Trends

With each passing year, the CISO’s job is not becoming any easier. As companies continue embracing the Digital Transformation, the growing complexity and openness of their IT infrastructures mean that the attack surface for hackers and malicious insiders is increasing as well. Combined…

Webcast

Customer Identity Access Management (CIAM): Creating the Foundations for User Focused Digital Business, GDPR Compliant

Digital Business Transformation is a continuous process that affects all areas of doing business, with technology finally getting the right focus: The customer and his/her experience with your business. It is now all about providing that ultimate Frictionless CX (customer experience) so…

Webcast

William Spruill - Trust and Privacy in Digital Identity Verification

Webcast

Dr. Hans Lombardo - Identity for a Connected World

  In this session, we will examine use of blockchain tech and smart contracts How the blockchain can support identity verification of humans (KYC), objects (KYO) and connected devices (KYD) Building a platform-as-a-service offering shared regulatory compliance services for…

Webcast

Panel: Blockchain, Identity and Privacy - How to Combine It

Blockchain, Identity and Privacy: Three words that buzz, fade and mature.  The blockchain is currently one of the most-hyped technologies. In this panel, we will explore how security and privacy can be enhanced by blockchain technology and outline the challenges ahead.…

Webcast

John Tolbert - The CIAM Solutions Market

Webcast

Panel: CIAM Strategy Best Practice

When dealing with consumers and customers directly the most important asset for any forward-thinking organization is the data provided and collected for these new type of identities. The appropriate management of consumer identities is of utmost importance. Handing over personal data to a…

Webcast

Marisa Rogers - Privacy by Design for Consumer Goods and Services

Webcast

Panel: Multi-Factor Authentication Options for Consumer Identity Solutions

Webcast

John Tolbert - The Journey to CIAM Success

Consumer Identity and Access Management (CIAM) is many things. For some it’s all about streamlining the user experience through technologies and practices that make it easier for them to securely logon. For others, IAM is all about identity lifecycle management –…

Webcast

Panel: How to Defend Your Customer from Current and Future Threats

Learn best practices from data protection experts on how to use the latest defenses to secure your organization against the latest threats and to offer your customer a smooth customer journey without fears.

Webcast

Christian Goy - Data Privacy: Who Actually Cares and Why

Most of us know that Facebook, Google, Amazon and million others are collecting vast troves of demographic and behavioral data about us — sometimes even if you aren't on Facebook. That’s bad, right? But do we really care? If we don't care — that is excellent news for…

Webcast

Prabath Siriwardena - Five Pillars of Consumer IAM

Transforming the customer experience is at the heart of digital transformation. Digital technologies are changing the game of customer interactions, with new rules and possibilities that were unimaginable only a few years back. Customer Identity and Access Management (CIAM) is a whole…

Webcast

Tim Maiorino - GDPR: Four Months in... And Now

A quick overview of how the perception of GDPR has developed over the last few weeks prior to 25th May 2018 and in the weeks following the date everyone had been waiting for and working towards for months and months. Is GDPR as dangerous as everyone thought? What are the most relevant…

Webcast

Patrick Salyer - The Digital Imperative: Build Trust with Customers, Don't Break It

Today’s customers, beset with endless choices, expect brands to understand their needs and deliver contextual experiences that reduce stress and increase convenience. But, these same customers don’t want this kind of personalization at any cost. Unfortunately, many businesses…

Webcast

Andrew Shikiar - Moving Beyond Passwords with Standards-based Strong Authentication

Webcast

Making Sense of the Top 5 Latest Cybersecurity Trends

Let’s face it: with each passing year, the CISO’s job is not becoming any easier. As companies continue embracing the Digital Transformation, the growing complexity and openness of their IT infrastructures mean that the attack surface for hackers and malicious insiders is…

Leadership Compass

Leadership Compass: Adaptive Authentication - 79011

This report provides an overview of the market for on-premise Adaptive Authentication solutions and provides you with a compass to help you to find the product that best meets your needs.  We examine the market segment, vendor product and service functionality, relative market share,…

Whitepaper

Whitepaper: Overcoming PSD2 Challenges with Onegini Connect - 79058

Many changes are coming to Europe's financial landscape due to the Revised Payment Service Directive (PSD2). PSD2 will present new challenges to overcome, as well as potential benefits for Third Party Providers (TPPs) and consumers.  Account Information Service Providers (AISP) and…

Webcast

Prepare for PSD2 with Strong Customer Authentication, Fraud Risk Management and Open Banking APIs

Banks will soon have to comply with the Revised Payment Service Directive, commonly called "PSD2." The directive will introduce massive changes to the payments industry and radically alter the user experience for customers of European banks by allowing third party payment service providers…

Webcast

Consumer Identity & Access Management (CIAM), Big Data and the Internet of Things (IoT)

It is all about providing your customer a great experience so that they return to you and not to your competitor, who has never before been that close to your business. Anticipating, maybe even in advance, your customer's needs has on the one hand become a must. On the other hand, GDPR is…

Whitepaper

Whitepaper: Preparing for PSD2 technical requirements using RSA solutions - 79062

The Revised Payment Service Directive (PSD2) will drive many changes in technical infrastructure at financial institutions across Europe.  Banks and other financial service providers must quickly prepare for PSD2. RSA provides foundational technical capabilities in their SecurID,…

Executive View

Executive View: WidasConcepts cidaas - 79057

WidasConcepts offers a complete consumer identity and access management solution:  cidaas.  cidaas is developed and hosted in Germany. cidaas contains most standard and many innovative features, such IoT integration and consent management.  It is based on a micro-services…

Webinar

Oct 02, 2018: Customer Identity Access Management (CIAM): Creating the Foundations for User Focused Digital Business, GDPR Compliant

Digital Business Transformation is a continuous process that affects all areas of doing business, with technology finally getting the right focus: The customer and his/her experience with your business. It is now all about providing that ultimate Frictionless CX (customer experience) so that…

Blog

Decentralized Identity 101: What It Is and Why It Matters

Guest Author: Vinny Lingham, CEO, Civic Technologies Bitcoin. Blockchain. Crypto. Decentralization. Tokens. A lot of buzzwords have emerged alongside the rise of blockchain technology. Yet, there is often a lack of context about what those terms actually mean and the impact they will…

Webinar

Sep 13, 2018: Prepare for PSD2 with Strong Customer Authentication, Fraud Risk Management and Open Banking APIs

Banks will soon have to comply with the Revised Payment Service Directive, commonly called "PSD2." The directive will introduce massive changes to the payments industry and radically alter the user experience for customers of European banks by allowing third party payment service providers…

Executive View

Executive View: NRI SecureTechnologies: Uni-ID Libra 2.0 - 70266

NRI Secure’s Uni-ID Libra is a relatively new entrant in the rapidly growing market for consumer identity management (CIAM). Focused for now completely on the Japanese market, the product emphasizes security, leveraging the company’s expertise in managed SOC services and…

Executive View

Executive View: Centrify Next-Gen Access Platform - 79036

Often, enterprise security is delivered as separate services such as Identity-as-aService (IDaaS), Enterprise Mobility Management (EMM) and Privileged Access Management (PAM). Centrify converges these market segments into a single platform to deliver the next generation of access management.

Webinar

Sep 11, 2018: Consumer Identity & Access Management (CIAM), Big Data and the Internet of Things (IoT)

It is all about providing your customer a great experience so that they return to you and not to your competitor, who has never before been that close to your business. Anticipating, maybe even in advance, your customer's needs has on the one hand become a must. On the other hand, GDPR is…

Webcast

Patients, People and Things - Managing Identities in Healthcare

Digital transformation is a game changer in the health sector and a core requirement is better identity management. The need for improved security in modern medical facilities, the growing reliance on monitoring devices and support for millennials in their health outcome management, all…

Webcast

Identity is Security: Avoiding the Pitfalls of an Authentication-Centric Security Architecture

The security landscape has changed in the recent decade, and the methods we used to protect our enterprise networks are no longer working. The network perimeter has dissipated, the adversary has become increasingly skilled at alternative methods to gain entry, and enterprise applications…

Blog

Cross-Border Data Management and Cybersecurity: Walking the Tightrope of Compliance and Business Efficiency

Guest Author: Jordan L. Fischer, Esq., Co-Founder & Managing Partner of XPAN Law Group, LLC Technology is changing rapidly, correlating in an increasing amount of data collected every second.  These technologies cross-borders and allow businesses to operate on a global scale, at…

Executive View

Executive View: Varonis DatAdvantage - 79029

Getting a grip on your data is a bigger challenge than ever before. While solutions for central IT environments such as SAP are quite established, a significant portion of critical data resides in unstructured data stores such as file servers or collaboration services. This includes PII…

Webinar

Jul 05, 2018: Patients, People and Things - Managing Identities in Healthcare

Digital transformation is a game changer in the health sector and a core requirement is better identity management. The need for improved security in modern medical facilities, the growing reliance on monitoring devices and support for millennials in their health outcome management, all…

Executive View

Executive View: Onegini Connect - 79031

Onegini provides a compelling solution for Consumer Identity and Access Management (CIAM). Onegini is headquartered in Europe and has global ambitions. They have expertise in EU regulations such as GDPR and PSD2. They are positioning their product as a CIAM solution for financial, health…

Webinar

Jun 26, 2018: Identity is Security: Avoiding the Pitfalls of an Authentication-Centric Security Architecture

The security landscape has changed in the recent decade, and the methods we used to protect our enterprise networks are no longer working. The network perimeter has dissipated, the adversary has become increasingly skilled at alternative methods to gain entry, and enterprise applications and…

Blog

IAM for a Microservices World: Securing Agile IT

Ten years ago, for the second EIC, we published a report and survey on the intersection of IAM and SOA (in German language). The main finding back then was that most businesses don’t secure their SOA approaches adequately, if at all. Ten years later, we are talking Microservices.…

Executive View

Executive View: Pirean Consumer IAM Platform - 70223

In today’s modern digital environments, organizations need an IAM solution that can span the breadth of employees, consumers, and citizens. Pirean's Access: One provides a single point of access and control that can meet these need with support for secure mobility and flexible workflows.

Whitepaper

Whitepaper: Pirean: Orchestrated Identity for Meeting IAM & CIAM Requirements -70225

Identity and Access Management (IAM) for employees and partners is a foundational element in all digital environments today.  Consumer Identity and Access Management (CIAM) systems and services provide new technical capabilities for organizations to know their customers better. …

Leadership Brief

Leadership Brief: Securing PSD2 APIs - 79028

The Revised Payment Service Directive (PSD2) mandates that banks provide APIs for Account Information Service Providers (AISPs) and Payment Initiation Service Providers (PISPs) to use.

Leadership Brief

Leadership Brief: The Anti-Malware Requirement in PSD2 - 79027

The Revised Payment Service Directive (PSD2) mandates thatservice providersevaluatetransaction requests for signs of malware infection. In order for transactions to be considered low-risk, there must be no signs of malware infection in any sessions of authentication events.

Webcast

Mike Small - PSD2 – Does the RTS Prohibit Secure Customer Authentication?

On January 13 th , 2018 a new set of rules for banking came into force that open up the market by allowing new companies to offer electronic payment services.  On November 27 th , 2017 the European Union published and press release and a draft Regulatory Technical Standard (RTS) on…

Webcast

Martin Kuppinger - 2018 - The Year of Disruption: Why the Finance Business Will Never Be the Same Again

The year 2018 brings major changes to the financial industry. Two disruptive regulations (PSD2 and GDPR) come into effect early in the year and will have a far-reaching impact. Their implementation can be a challenge, but through these directives new opportunities will be created.…

Webcast

Panel - PSD2 and the Identity Problem

Panel discussion at the Digital Finance World 2018 in Frankfurt, Germany

Webcast

Urs Zurbuchen - Revised Payment Service Directive: Understanding Its Technical Requirements for a Smooth and Secure Customer Experience

PSD2 will require 2 major technology thrusts: exposing and securing APIs for banking functions, and presenting strong authentication options for financial customers. Banks have to open up many of their core banking functions to enable the PSD2 ecosystem where Third Party Providers (TPPs)…

Webcast

Parth Desai - Open Banking Challenges & Opportunities: Why AI is the Essential Business Enabler

Presentation at the Digital Finance World 2018 in Frankfurt, Germany

Webcast

Panel - PSD2 and Open API Solutions

By giving access to customer’s online account (XS2A), PSD2 lays the foundation for new and exciting digital payments system. Many new opportunities arise through the innovative and wide-ranging usage of APIs which can be mutually beneficial for banks, TPPs and customers. In this…

Blog

GDPR and Financial Services – Imperatives and Conflicts

Over the past months two major financial services regulations have come into force. These are the fourth money laundering directive (4AMLD) and the Second Payment Services Directive (PSD II). In May this year the EU General Data Protection Regulation will be added. Organizations within the…

Blog

EBA Rules out Secure Open Banking?

On January 30th in London I attended a joint workshop between OpenID and the UK Open Banking community that was facilitated by Don Thibeau of OIX. This workshop included an update from Mike Jones on the work being done by OpenID and from Chris Michael Head of Technology, OBIE on UK Open…

Conference

Sep 19 - 21, 2018: Consumer Identity World USA 2018

The Consumer Identity World USA is the place where you get input for your perfect CIAM Strategy. Learn more about Privacy by Design, Consent Life Cycle Management and the needs of your customers. Get to know how to secure their personal information in a strategic and user-friendly way.

Blog

UK Open Banking – Progress and Challenges

On January 13th, 2018 a new set of rules for banking came into force that open up the market by allowing new companies to offer electronic payment services. These rules follow from the EU Directive 2015/2366 of 25 November 2015 that is commonly referred to as Payment Services Directive II…

Executive View

Executive View: RSA SecurID® Access - 70323

RSA SecurID Access is an integrated offering for Adaptive Authentication, supporting a broad range of different authentication methods on virtually any type of endpoint and integration to a large range of on-premises applications and cloud services. It supports context-aware authentication…

Conference

Sep 19 - Nov 22, 2018: Consumer Identity World Tour 2018

The Consumer Identity World Tour is the place where you get input for your perfect CIAM Strategy. Learn more about Privacy by Design, Consent Life Cycle Management and the needs of your customers. Get to know how to secure their personal information in a strategic and user-friendly way.

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Register now for KuppingerCole Select and get your free 30-day access to a great selection of KuppingerCole research materials and to live trainings.

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Blog

The Ethics of Artificial Intelligence

The Ethics of Artificial Intelligence

Famously, in 2014 Prof. Stephen Hawking told the BBC: "The development of full artificial intelligence could spell the end of the human race." The ethical questions around Artificial Intelligence were discussed at a meeting led by the BCS President Chris Rees in London on October 2nd. This is also an area covered by KuppingerCole under the heading of Cognitive Technologies and this blog provides a summary of some of the issues that need to be considered. Firstly, AI is a generic term and it is [...]

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