Payment Services Directive (PSD2)

Conference

Consumer Identity World Tour 2017

The Consumer Identity World Tour is the place where you can dive deeper into the world of CIAM. Learn more about privacy by design, Consent Life Cycle Management and the needs of your customers. Get to know how to secure their personal information in a strategic and user-friendly way.

Blog

A Short History of EIC - Europe's Leading Event on Digital ID & Transformation

More than 12 years ago, the first EIC attracted an already surprisingly large number of practitioners dealing with directory services, user provisioning and single sign-on, as well as vendors, domain experts, thought leaders and analysts. I remember Dick Hardt giving an incredibly visionary…

Executive View

Executive View: Auth0 Customer Identity Management - 71053

Auth0 has a flexible identity platform that can be used for both Consumer Identity and Access Management (CIAM), Business - to - Employee (B2E), and Business - to - Business (B2B) scenarios. Auth0’s Customer Identity Management solution is focused on developers an d as such is highly…

Blog

General Data Protection Regulation – Rather an Evolution Than Revolution

Guest post by Tim Maiorino, Counsel of Osborne Clarke The newest EU legislation on data protection is the General Data Protection Regulation (GDPR) which will be enforceable from May 26th 2018. It will bring several important changes, altering the requirements of data protection law in the…

Blog

Tomorrow’s Customer Journey Starts In The Buyer's Head

Guest post by Christian Goy, Co-founder and Managing Director of Behavioral Science Lab The world of customer journeys is a terrible mess. The linear path to purchase does not exist. “Predictable shopping patterns, once so fundamental to marketing and advertising strategy, have gone…

Blog

Finally: Building up Trust as a Foundation for Sustainable Business Strategies

It seems almost ironical, but the currently and constantly growing number of legal and regulatory requirements might be the important (and first actually working) catalyst for changing the attitude of organizations towards privacy. While the true rationale behind it are most probably the…

Blog

IBM Moves Security to the Next Level – on the Mainframe

In a recent press release, IBM announced that they are moving security to a new level, with “pervasively encrypted data, all the time at any scale”. That sounded cool and, after talks with IBM, I must admit that it is cool. However, it is “only” on their IBM Z…

Executive View

Executive View: SecureAuth IdP - 71327

SecureAuth provides a strong, well-integrated set of identity management solutions covering Multi-Factor Authentication, Risk-based Adaptive Authentication, Single Sign-On, and User Self-Service.       

Blog

The Return of Authorization

Authorization is one of the key concepts and processes involved in security, both in the real world as well as the digital world.  Many formulations of the definition for authorization exist, and some are context dependent.  For IT security purposes, we’ll say authorization…

Executive View

Executive View: Telekom Magenta Security - 70342

Unter der Bezeichnung Magenta Security werden alle Angebote für  Dienstleistungen und Managed Services des Telekom - Konzerns gebündelt. Magenta Security liefert ein sehr umfassendes Portfolio an Dienstleistungen und  zählt damit zu den ersten Adressen für…

Executive View

Executive View: Gigya Identity Enterprise - 70299

Gigya provides a complete solution for  Consumer Identity and Access Management. Entirely cloud - based, Gigya delivers advanced consumer identity and marketing service  functionality for enterprise customers.

Webcast

Customer Identity Management (CIAM) - Building the Foundations for a Next-Level User Experience

Consumer identity and access management solutions have emerged in the recent years to meet evolving business requirements. CIAM is bringing value to the organizations regarding higher numbers of successful registrations, customer profiling, authentication variety, identity analytics, and…

Blog

GDPR vs. PSD2: Why the European Commission Must Eliminate Screen Scraping

The General Data Protection Regulation (GDPR) and Revised Payment Service Directive (PSD2) are two of the most important and most talked about technical legislative actions to arise in recent years.  Both emanate from the European Commission, and both are aimed at consumer protection.…

Executive View

Executive View: Signicat - 72537

Signicat offers cloud-based services for secure access to applications, identity proofing, electronic signing, and long-time archiving of signed and sealed documents. Recently, their portfolio has been expanded to include a mobile authentication product to help customers meet PSD2 requirements.

Blog

PSD2 – the EBA’s Wise Decision to Reject Commission Amendments on Screen Scraping

In a response to the EC Commission, the EBA (European Banking Authority) rejected amendments on screen scraping in the PSD2 regulation (Revised Payment Services Directive) that had been pushed by several FInTechs. While it is still the Commission’s place to make the final decision, the…

Executive View

Executive View: IdentityX® from Daon - 71312

Daon’s IdentityX® authentication platform is a universal mobile authentication framework that combines modern standard-based biometric technologies with broad support for legacy authentication systems to provide a flexible, frictionless and future-proof solution for managing risk,…

Blog

At the Intersection of Identity and Marketing

Digital Transformation is driving a diverse set of business initiatives today, including advanced marketing techniques, creating new consumer services, acquiring better customer information, and even deploying new identity management solutions.  As organizations discover new and…

Blog

PSD2: Strong Customer Authentication Done Right

The Revised Payment Services Directive (PSD2), an upcoming EC regulation, will have a massive impact on the Finance Industry. While the changes to the business are primarily based on the newly introduced TPPs (Third Party Providers), which can initiate payments and request access to account…

Press Release

Analyst Companies Publish Survey about the Current State of Identity and Access Management in Organizations on behalf of BetaSystems

Wiesbaden, June 29th, 2017 – KuppingerCole Ltd., an international and independent analyst organization with a strong focus on Information Security, Identity and Access Management as well as all areas concerning the Digital Transformation, together with CXP Group, an independent…

Survey

State of Organizations: Does Their IAM Meet Their Needs in the Age of Digital Transformation? - Management Summary - 74003

The „Digital Transformation“ is changing business models, business processes, and the services provided to customers. With the Digital Transformation leading to a tight integration between business and the underlying IT infrastructure, that IT infrastructure must change as well…

Survey

Survey: State of Organizations: Does Their IAM Meet Their Needs in the Age of Digital Transformation? - 74003

Organizations are under pressure to change in the current age of Digital Transformation. Business models are changing and a common element of new business models is the changing relationship to customers and consumers. While managing consumer identities is increasing in relevance, most…

Leadership Brief

Leadership Brief: 5 Steps to Consumer Identity and Access Management - 72549

Enterprises deploying Consumer Identity and Access Management (CIAM) solutions are realizing the benefits, which range from increased brand loyalty and sales to enhanced regulatory compliance.

Webcast

How Advanced Identity and API Management Helps You Meeting the Security Challenges of Digital Transformation

The new business environment is increasingly reliant on web and open source applications, with external partners and customers accessing resources via web browsers and social media channels. Employees are also bringing consumer digital habits into the workplace and merging their home and…

Leadership Brief

GDPR and PSD2: Challenges and Opportunities for CIAM

GDPR and PSD2 will pose enormous technical challenges. Learn more about the challenges and opportunities and how CIAM solutions can help organizations comply with these new regulations. This Leadership Brief shows the slides which correspond with the keynote KuppingerCole Lead Analyst…

Webinar

Jul 19, 2017: Customer Identity Management (CIAM) - Building the Foundations for a Next-Level User Experience

Digital Transformation is all about following the connected consumer into the new world of digital services, throughout all available channels, highly individualized, privacy aware, compliant and value driven "by design". CIAM describes the underlying infrastructure enabling your business to do so.

Advisory Note

Advisory Note: Identity in IoT - 70282

The Internet of Things (IoT) is a computing concept that describes a future where everyday physical objects are connected to the Internet and communicate with other devices and human users. Adding notions of digital identity has been problematic to date, but identity management solutions…

Webcast

Denis Joannides - Empowering the Digital Insurers

In this session Denis explains how insurance companies such as Unive, AEGON, VGZ and many others leverage Consumer IAM (CIAM) and a secure API Architecture for Mobile Apps to actually transform to a digital Insurer. Denis discusses the importance of a secure infrastructure including…

Webcast

Identity 2.0: The Next Generation of Customer Identity

Consumer identity and access management solutions have emerged in the recent years to meet evolving business requirements. CIAM is bringing value to the organizations regarding higher numbers of successful registrations, customer profiling, authentication variety, identity analytics, and…

Executive View

Executive View: Nok Nok Labs S3 Authentication Suite - 71261

Nok Nok Labs S3 Authentication Suite is a unified strong authentication platform that incorporates FIDO Alliance specifications and other industry standards, as well as proprietary innovations. The S3 Authentication Suite provides a full stack of client- and server-side technologies for…

Webcast

Architecting a Digital Strategy for PSD2 and Open Banking

PSD2 and the Open Banking Standard are regulatory mandates being applied to the banking industry by the European Banking Authority (EBA) and Competition & Markets Authority (CMA) across Europe and in the UK respectively. The regulations require that banks operating across the region…

Webinar

Jun 27, 2017: How Advanced Identity and API Management Helps You Meeting the Security Challenges of Digital Transformation

The new business environment is increasingly reliant on web and open source applications, with external partners and customers accessing resources via web browsers and social media channels.

Press Release

European Identity & Cloud Awards 2017

Wiesbaden, May 11, 2017 – Last night the European Identity & Cloud Awards 2017 were presented by KuppingerCole at the 11th European Identity & Cloud Conference (EIC). The awards honor outstanding projects and initiatives in Identity & Access Management (IAM),…

Press Release

KuppingerCole’s 11th European Identity and Cloud Conference 2017

Wiesbaden, May 08, 2017 – The European Identity & Cloud Conference, taking place May 9 – 12, 2017 at the Infinity Ballhaus Forum Unterschleissheim, Munich/Germany , is Europe’s leading event for Identity and Access Management (IAM), Governance, Risk Management and…

Webinar

May 30, 2017: Identity 2.0: The Next Generation of Customer Identity

Consumer identity and access management solutions have emerged in the recent years to meet evolving business requirements. CIAM is bringing value to the organizations regarding higher numbers of successful registrations, customer profiling, authentication variety, identity analytics, and…

Blog

Follow-Up on “Managing the User's Consent Life Cycle: Challenges, GDPR Compliance and (Business) Rewards”

The GDPR continues to be a hot topic for many organizations, especially for those who store and process customer data. A core requirement for compliance to GDPR is the concept of “consent,” which is fairly new for most data controllers. Coming up with GDPR is that parties…

Executive View

Executive View: EmpowerID - 70894

EmpowerID provides  a complete solution for IAM, CIAM, and Adaptive  Authentication.  With a highly  customizable workflow and authorization engine,  EmpowerID delivers advanced functionality for  enterprise and government  customers.

Leadership Brief

Leadership Brief: Mobile Connect - 71518

Strong authentication via smartphones is available today in many countries. GSMA’s Mobile Connect specification can improve security and help banks and third party providers comply with the EU’s Revised Payment Service Directiv e (PSD2).  

Webcast

Digital Transformation in Government

Digital transformation is increasingly affecting all types of organisations including Governments. In order to encourage citizens to adopt digital services, the least expensive channel for governments, it is necessary to support modern connection methodologies and provide user-focussed…

Webcast

Managing the User's Consent Life Cycle: Challenges, GDPR Compliance and (Business) Rewards

A core requirement coming up with GDPR is that parties processing personally identifiable information need to ask the user for his/her consent to do so and let the user revoke that consent any time and as easy as it was given. Keeping an audit able trail of consent, scope of use and…

Webinar

May 16, 2017: Architecting a Digital Strategy for PSD2 and Open Banking

PSD2 and the Open Banking Standard are regulatory mandates being applied to the banking industry by the European Banking Authority (EBA) and Competition & Markets Authority (CMA) across Europe and in the UK respectively. The regulations require that banks operating across the region expose…

Blog

GDPR as an Opportunity to Build Trusted Relationships with Consumers

During the KuppingerCole webinar run March 16th, 2017, which has been supported by ForgeRock, several questions from attendees were left unanswered due to a huge number of questions and a lack of time to cover them all. Here are answers to questions that couldn’t be answered live…

Webcast

GDPR as opportunity to build trusted relationships with consumers

The new regulations of the EU GDPR apply not only to companies in the EU but every organization dealing with the personally identifiable information of EU citizens. This means most enterprises across the world will be impacted when compliance is required on May 25, 2018.

Webcast

Martin Kuppinger - Findings from a Recent KuppingerCole Study on PSD2 Readiness

Webinar

Apr 04, 2017: Managing the User's Consent Life Cycle: Challenges, GDPR Compliance and (Business) Rewards

Companies that manage consumer identities and personal profiles have a bit more than one year left to comply with the new European General Data Protection Regulation (EU-GDPR).

Press Release

Results from KuppingerCole Study: The Future of Banking - Innovation & Disruption in light of the revised European Payment Services Directive (PSD2)

Wiesbaden, March 02, 2017 – Today KuppingerCole Ltd., an international and independent analyst company with a strong focus on Information Security, Identity and Access Management as well as all areas concerning the Digital Transformation published the outcomes of their latest…

Leadership Brief

Leadership Brief: Securing PSD2 APIs - 72513

The Revised Payment Service Directive (PSD2) mandates that banks provide APIs for Account Information Service Providers (AISPs), Payment Initiation Service Providers (PISPs) and any Third Party Providers (TPPs) to use.

Blog

PSD2 RTS Final Draft: The good and the not-so-good

The European Banking Authority released the final draft of the Regulatory Technical Specifications for PSD2 this week.  It contains several improvements and clarifications, but there are still a few areas that fall short of industry expectations. After the release of the initial…

Blog

GDPR and Customer Data - Eyes on the Stars and Feet on the Ground

Big data analytics is getting more and more powerful and affordable at the same time. Probably the most important data within any organisation is knowledge of and insight into its customer's profiles. Many specialized vendors target these organisations. And it is obvious: The identification…

Leadership Compass

Leadership Compass: Adaptive Authentication - 71173

Leaders in innovation, product features, and market reach for Adaptive Authentication. Your compass for finding the right path in the market.

Webinar

Apr 06, 2017: Digital Transformation in Government

Digital transformation is increasingly affecting all types of organisations including Governments. In order to encourage citizens to adopt digital services, the least expensive channel for governments, it is necessary to support modern connection methodologies and provide user-focussed…

Executive View

Executive View: AWS Lambda - 72524

AWS Lambda is an event-driven serverless computing platform that completely abstracts the underlying cloud infrastructure to let developers focus on the core business functionality of their applications, providing transparent scalability and redundancy across multiple datacenters in the…

Executive View

Executive View: Microsoft Security Suite - 72541

A comprehensive approach to data protection – one that combines all aspects of computing infrastructure– rather than the point products that comprise many organization’s cybersecurity environment, is a decided plus, provided the overall goal is achieved.

Blog

The Importance of Consent Management: CIAM vs. GDPR

Consumer identity and access management solutions are bringing value to the organizations which implement them, in terms of higher numbers of successful registrations, customer profiling, authentication variety, identity analytics, and marketing insights.  Many companies with deployed…

Blog

PSD II, Adaptive Authentication, and Multi-Factor Authentication

The upcoming updated Payment Services Directive (PSD II) will, among other changes, request Multi-Factor Authentication (MFA) for all payments above 10€ which aren’t done electronically. This is only one major change PSD II brings (another major change are the mandatory open…

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Blog

The Sweet Spot for Blockchains: Registries

A couple of days ago, DIACC (Digital ID & Authentication Council of Canada) together with IBM Canada and the Province of British Columbia released information about a PoC (Proof of Concept) for moving corporate registrations to a blockchain-based register. The PoC, which used the Hyperledger [...]

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