Christian Himmer is a Senior Analyst at KuppingerCole. He has more than 20 years of experience in the field of Identity Management in the German banking sector. During this time he has held a variety of positions; from Line-Manager IAM, consultant to system architect to project manager - and in all of these roles he has always been responsible for the productive IdM solution. He is currently engaged in setting up a comprehensive IdM service as an ASP solution as part of a customer project in different financial sektors.
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The emergence and prominence of bitcoin and its underlying technology Blockchain with open source, real-time payments capabilities and without centralized regulatory authority has sparked the Financial Services industry into exploring how Blockchain technology might be applied to mainstream banking and insurance sectors. Blockchain technology goes further than just a distributed ledger. Another initiative gaining acceptance is Smart Contracts that use computer protocols to facilitate, verify, or enforce the negotiation or performance of a contract or that obviate the need for a contractual [...]