CULedger is a consortium of American credit unions looking at distributed ledgers and other decentralized technologies for satisfying use cases in the credit union industry. This includes financial transactions such as moving money and loan participation, as well as other applications such as strong authentication of members, secure messaging, and sharing of threat-related information.
CULedger uses the Sovrin distributed ledger for reliable identities of credit union members and participating institutions. It uses the XDI protocol for secure data sharing, messaging, and for negotiating and establishing agreements between institutions. It also uses the Swirlds hashgraph technology for establishing a reliable "shared state" between all participants of CULedger that can be used to efficiently propagate information to all participants.
